SoldierOfLight
Member
I mean what is she supposed to do besides apologize and get the blood?
It did inure a nerve and I couldn't extend my arm for almost a month. She could've taken concern at that time rather then leave it as is.
I mean what is she supposed to do besides apologize and get the blood?
You didn't include that part, but I am not sure what she could have done differently unless you told her exactly what was wrong.It did inure a nerve and I couldn't extend my arm for almost a month. She could've taken concern at that time rather then leave it as is.
He happened to read about a weird air borne chlamydia like infection running around in army circles in the UK.
I think it's a reference to another thread last night that was long, dramatic, and included detailed instructions on how to get to a Gofundme page.
Sorry I had to laugh at the thought of trying to explain "air borne Chlamydia like infection" to people. Sounds like one of those falsehoods that high school kids tell each other about sex.
Contact the hospitals and ask if they have a need based fund. I had some issues between college and getting a job that racked up about 15k in bills. I went in and talked to the administrative staff, filled out some paperwork, and they elected to comp the whole thing. Like genuinely every last penny. Thinking of that, I should donate to that fund at some point soon.My plan is to file for chapter 7 one I get all of them. My financial life is fucked for the next 7 years at least. America, fuck yeah. I didn't have health insurance because I was waiting for open enrollment at my work to start... mere weeks after the event took place. If my stroke had happened a month later I would have been insured.
Even if you have insurance, you're still on the hook for staggering amounts of costs. And the insurance company actively tries to fuck you every step of the way.
I pay about $500 a month to insure myself and my wife. My medical plan has a $1000 deductible. That means that I'm on the hook to pay $1000 of medical expenses on my own until insurance kicks in. And then they only pay 75% of the fees. So if you have to have an operation followed by a hospital stay which costs $200,000... good luck. Now there is an out-of-pocket maximum but it seems to reset at the whims of the winds.
Other things like prescriptions, office visits co-pays, specialist co-pays, facility fees (insurance pays the doctor...and you pay the facility where the doctor does his doctoring. Not covered!) physical therapy...none of that is covered and it doesn't count against your deductible.
It's a goddamn nightmare.
PLEASE TALK TO FINANCIAL COUNSELING
I CAN HELP YOU
DO NOT FILE FOR BANKRUPTCY
PM ME
Seriously listen to this man, Bankruptcy is not a good idea, even when it seems like the easiest way out. 1. your debt is negotiable, 2. There are non-profits and systems in place to help aleviate some of the hardship, 3. Most every hospital WILL work with you on reducing the debt WAY down if you are a strong negotiator, as something is better than nothing to them. Lastly, you dont get to decide what debt gets errased in Bankruptcy, its not a big red "erase debt" button, rather the court takes over and you may still be on the hook for a lot of it, with even less ability to handle it now that you've destroyed your credit.
Unless you have a lot of assets, you'll be able to get chapter 7 and walk free and clear. By assets I mean savings, boats, a LOT of home enquity, etc.
Wiped like $40k of medical debt with chapter 7, was great. Credit takes a long time to recover but he is never gonna negotiate his way out of the medical costs for a stroke. I saw my bills for my brain hemorrhage - 12 days in the NICU. And I didn't need physical therapy. He's probably looking at bills of AT least 100k.
The problem is that you want to declare after you are done incurring medical bills..OP is getting insurance soon but even then will prob end up with a bunch of costs from physical therapy and such.
You would be astounded at how negotiable hospital debt is. If the OP is low income (most people in their early twenties are) it's 100% possible that they can qualify for charity care.Unless you have a lot of assets, you'll be able to get chapter 7 and walk free and clear. By assets I mean savings, boats, a LOT of home enquity, etc.
Wiped like $40k of medical debt with chapter 7, was great. Credit takes a long time to recover but he is never gonna negotiate his way out of the medical costs for a stroke. I saw my bills for my brain hemorrhage - 12 days in the NICU. And I didn't need physical therapy. He's probably looking at bills of AT least 100k.
The problem is that you want to declare after you are done incurring medical bills..OP is getting insurance soon but even then will prob end up with a bunch of costs from physical therapy and such.
The warning signs of a stroke are:
Sudden numbness or weakness of the face, arm, or leg, especially on one side of the body.
Sudden confusion, trouble speaking, or understanding.
Sudden trouble seeing in one or both eyes.
Sudden trouble walking, dizziness, loss of balance or coordination.
Sudden, severe headache with no known cause.
1. Ask the individual to SMILE.
2. Ask the person to TALK and SPEAK A SIMPLE SENTENCE (Coherently), such as, It is sunny out today.
3. Ask him or her to RAISE BOTH ARMS.
Dr. Peggy Penguin - Main Physician
Country of Origin: Spain or Romania, according to lastnames.myheritage.com and accent
Age: 40's probably.
Ability Stats:
Strength: 1. I think I could take her.
Perception (Ability to listen to what I was saying and take action based on that information): 2
Endurance: See strength.
Charisma (Bedside Manner): 8
Intelligence (Ability to diagnose): 1
Availability: 8. I saw her often and if I had a question she was fairly easy to have paged.
Luck (Ability to accidentally stumble into something in the realm of the correct diagnosis): 1
Dr. Bill E. Goat and Dr. Alfred Alligator - Neurologists
Country of Origin: United States or Canada
Age(s): 40's-50's
S.P.E.C.I.A.L.: All 10's. These guys here are the star of the show even though I didn't see much of them.
The results of the nasal swab come in fairly soon: I have parainfluenza. I already knew I was sick so this doesn't come as much of a shock.
I think I have to leave this thread, I cannot tell if you truly believe people are incompetent because they had to do a lot of tests to make sure exactly what is going on or if you are just venting.
Wish you the best of luck.
I get that, it is just i am married to a stroke nurse and she deserves a shit ton of respect for doing the job she does.I haven't finished my story yet, mister.
Maybe you should leave this thread because this story isn't about you or your wife whom I haven't met. Read the above and don't let the door hit you in the ass on the way out.
I get that, it is just i am married to a stroke nurse and she deserves a shit ton of respect for doing the job she does.
You would be astounded at how negotiable hospital debt is. If the OP is low income (most people in their early twenties are) it's 100% possible that they can qualify for charity care.
The hospital system I work for regularly writes off hundreds of millions of dollars in medical bills every year through our financial assistance programs.
Again, OP, PLEASE GET IN TOUCH WITH ME.
I can help you! I sent you a PM. DO NOT FILE FOR BANKRUPTCY
I get that, it is just i am married to a stroke nurse and she deserves a shit ton of respect for doing the job she does.
You're right...I am out. Hope all goes well.
Mineshaft.... I remember some of your posts and have thought you were a reasonable person. I'm curious about how you ended up with no insurance? I'm not one to criticize...I went through a gap myself(back when children age for insurance was more arbitrary and got my parents plan dropped me at 21). I'm just genuinely curious how Americans end up without insurance.
Change of employers. I wasn't eligible for X amount of months/open enrollment. It was a gap I thought I could deal with. Obviously I didn't expect anything like this to happen and COBRA is prohibitively expensive.
I haven't finished my story yet, mister.
If you want to skip ahead here's the gist of part 3.
Spinal tap comes back clean. Nasal swab shows parainfluenza. Doctor still thinks it's a viral infection for several days. I still get several more tests but the doctor does not want to give me another MRI. She thinks another MRI will be a waste since it will probably still not show anything. The last possibility outside of what's already been "ruled out" by the MRI is Multiple Sclerosis ONLY because apparently MS takes about a month to show up on MRI after the onset of symptoms. If it's not a virus it's probably MS but right now Dr. Penguin is CONFIDENT I have a virus.
Meanwhile I "pass" all my barium swallows... more or less. GI comes in to look down my throat and says my vocal cord seems to be a lot better/not paralyzed.
But still meanwhile, I can't swallow. Several days go by in the hospital where food is coming up from the hospital kitchens and I cannot eat any of it. No doctors or anyone else is watching me try to eat or listening to me when I say I can't eat. Nearly a week goes by where I don't eat a single fucking thing. Not via mouth, not via tube. Not until I'm diagnosed with an actual stroke do they take my inability to swallow seriously enough to watch my physically not be capable of eating and give me a tube that will feed me for most of the rest of my stay at the hospital.
My stroke is caught by a second MRI that I get because the neurologists come back after a few days and overrule her edict that another MRI will be a waste. I get another MRI 5 or 6 days into my stay at the hospital. It shows I had a stroke. I get an MRA almost immediately after those results come back. I have an 8-10" long dissection in my vertebral artery. That's " and that means inches and that's not a typo. Eight to Ten inches. The artery in my neck unzipped itself by eight to ten inches. Evidently they missed this in the first MRI somehow and let me go without eating for about a week. That's almost seven days without anything (heparin or warfarin) to prevent another stroke from my EIGHT TO TEN INCH DISSECTION and almost seven days with zero calories per day.
And that's still not all. Still to come.
1. Nurse gives me a blanket covered in shit.
2. Nurses use my bathroom as storage for various pieces of medical equipment leading to me not being able to get to the toilet in time to avoid pissing myself. This story gets worse and is easily one of the most humiliating experiences I've ever had in my life.
3. I finally get a CORPAK. It gets twisted up in my nostril resulting in an extremely painful and bloody (and infected) blister inside my nose. Nobody listens to me complain about it being extremely painful until I've sat in agony for several days. Their response to my pain: it's not a comfortable thing to have but it will get better. Eventually, a doctor physically checks and undoes whatever it did to fuck up in a manner of seconds. Still a bloody painful aftermath. A constantly bloody aftermath because I'm on blood thinners. This happened because the corpak wasn't being lubricated. Evidently that's something you're supposed to do that they weren't doing. Here's how a visit from the specialized nurse who installed it went after about a week of me having the corpak.
Her (after hearing about the painful knot): Have they been lubricating it?
Me: No.
Her: *extremely angry face.*
I wonder why the first MRI didn't show anything? Also, I wonder if the doctors had stroke in their mind at all while they were going through possible diagnoses/tests? Either way, terrible situation all around and sorry it happened. I hope everything turns out okay
Yep heathcare in the US is fucked up.